NTR Vidyalakshmi Scheme 2025: Eligibility & Loan Amount For DWCRA Women

Andhra Pradesh state government chief minister Chandrababu Naidu is planning to implement the NTR Vidya Lakshmi scheme. Vidya Lakshmi scheme for the Dwcra Women. The scheme provides a loan from Rs 10,000 to Rs 1 lakh for all the beneficiaries of the scheme. The scheme is for the education of children. The government sanctioned the scheme for two children. The state government of Andhra Pradesh has recently planned to implement to schemes. One of the scheme is NTR Vidyalakshmi and 2^nd one is NTR Kalyana Lakshmi. Both the schemes are for the girl child in Andhra Pradesh.

It is expected that government will implement scheme nearby Diwali celebration in India. The TDP party in Andhra Pradesh preparing the all the guidelines and eligibility criteria for the education of women. The scheme is only for those members who are under the DWCRA communities for at least 6 months. The government provide this loan for the education of girl child in Andhra Pradesh. Those who are eligible and under the beneficiary criteria can apply for the scheme after the announcement.

NTR Vidyalakshmi Scheme 2025

As per the news source man will get the loan from the Andhra Pradesh Government at a very low interest rate. The government provide this loan facility for the education of DWCRA women children. The government will charge 4% interest rate on the total loan amount. The maximum limit to get the loan under the scheme is 100000 rupees and the amount will be directly deposit to the bank account within 48 hours through SERP.

The government will soon launch the scheme in all over the state and provide this financial help for the DWCRA women. The loan is given by Strindhi Bank as per the approval provided by Chief Minister Chandrababu Naidu. It is expected that the government will start the schemes within 10 days. The government provide the loan amount in installments and installment amount is depend upon the total amount of loan. The maximum installment limit for the beneficiaries is 48 installments.

Highlights For Loan

Scheme benefit	Education Loan
Beneficiaries	Children
Eligibility	All DWRCA Womens
Loan Amount	Upto 1 Lakh
Scheme Name	Vidyalakshmi Scheme
will be Launch By	TDP Party Andhra Pradesh

Objectives

• The main motive and objective Of the scheme is to help the DWCRA women by providing the loan amount for their children.
• DWCRA women can apply for the loan at 4% interest rate under the scheme.
• We can take the loan up to Rupees 1 lakh and the minimum loan amount is 10000 rupees.
• The 4% interest is also known by pavala interest for the beneficiaries.
• The government provide the facility for the repayment of the loan in installment.
• The government will spend around Rs 1000 crore annually on the schemes.
• If the person dies who have taken loan under the scheme, then the government waived off the loan amount. This is a big release for the DWCRA women’s who are planning to take loan under the scheme.

Eligibility For DWCRA Women Children

• All Dwarka women in Andhra Pradesh are eligible for the scheme.
• TDP party provide the loan facility only for the children education for the women.
• Those who have already taken the loan and pay all the amount they are also eligible for the scheme.
• The applicant must be DWCRA member for at least 6 months.
• Those who have already paying of all the previous loans eligible for the scheme.
• The government provide the loan facility for maximum two children per family.
• The alone amount will be used for children’s school fees and colleges.

In-eligibility

• Student who discontinues their studies are not eligible for the scheme.
• The family who are exceeding the income limit are also not eligible for the scheme.
• The student who are expelled from there school or colleges are also not eligible for the loan amount.

Documents

• Aadhar card
• income proof
• Residential proof
• Passport-sized photograph

4% Interest on the Loan

The children who are studying and pursuing any course in college they will get the loan with the interest rate of 4%. The children are eligible to get the loan up to Rupees 1 lakh.

How to apply for the AP Education Loan

The government provide this loan facility only for those children who continue there studies. The Andhra Pradesh State government will so implement scheme and released official portal where the students and the DWCRA women apply for the scheme and loan facility. We will soon here provide all the details regarding the scheme after the official announcement.

Also Check: AP Koushalam Survey Scheme

Also Check: AP NTR Bharosa Pension Scheme

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